Signed Digital Bank Statement PDF Use Cases

Introduction

Signed Digital Bank Statement PDF provides an insight of a customer's transactions that have taken place in a certain period of time.

Information you can get from this report:

What is the account balance?
Which currency is used in this account?
What do the individual transactions of the account look like?
How much was spent and how much was received at the time in question?

The following use cases are examples to make them more “plastic”.

Banks

UC-01: Risk validation

Actors	Bank User
Systems	Bank application finAPI Data Intelligence finAPI Process Controller finAPI WebForm
Goals	Get all important transactions to this account Obtain verification of the authenticity of the bank statement Check legal requirements
Preconditions	User has opened the bank's application
Flow	Bank’s loan application asks customer to import all accounts Open finAPI Process Controller and get process token and user Call finAPI WebForm v2 to let the user import the accounts wait until the user has finished Call finAPI Data Intelligence Synchronize accounts endpoint and wait for callback Callback should create a Cross-Country Report with the given Data Sources Get the result of the Cross-Country Report Look at the result to see if there are too many dependencies to risky countries.

Companies

UC-01: Risk validation

Actors	Company User
Systems	Bank application finAPI Data Intelligence finAPI Process Controller finAPI WebForm
Goals	Get all important transactions to this account Obtain verification of the authenticity of the bank statement Check legal requirements
Preconditions	User has opened the bank's application
Flow	Company’s application asks customer to import all accounts Open finAPI Process Controller and get process token and user Call finAPI WebForm v2 to let the user import the accounts wait until the user has finished Call finAPI Data Intelligence Synchronize accounts endpoint and wait for callback Callback should create a Cross-Country Report with the given Data Sources Get the result of the Cross-Country Report Look at the result to see if there are too many dependencies to risky countries.