Data Intelligence Public Platform Documentation
Data Intelligence Public Platform Documentation
Breadcrumbs

Account Holder Type Check Use Cases

Introduction

The Account Holder Type Check verifies the type of the account

Information you can get from this report:

  • What kind of account is it?

  • Is the applicant the only one who has access to this account?

The following use cases are examples to make them more “plastic”.

Banks

UC-01: Account verification when applying for credit

Actors

  • Bank

  • User

Systems

  • Bank’s loan application

  • finAPI Data Intelligence

  • finAPI Process Controller

  • finAPI WebForm

Goals

  • Minimization of the credit default risk

  • Verification of the true creditworthiness of the customer

  • Analysis of the given account

Preconditions

  • User has opened the Bank's online loan application

Flow

  • Import account data with finAPI WebForm or finAPI OpenBanking Access

  • Synchronize the account data to Data Intelligence for starting analysis

  • Execute a Check to get the result immediately