Contract Detection Use Cases

Introduction

The Contract Detection Report

Information you can get from the Contract Detection Report:

Contract partner information (name, address, etc.)
Due date (monthly, yearly, etc.)
Amount of payment
Contract number
Type of contract
Customer number
Debit date
Debit history

The following use cases are examples to make them more “plastic”.

Banks

UC-01: Bank wants to know what other loans a customer has for lending purposes

Actors	Bank User
Systems	Bank’s loan application finAPI Data Intelligence finAPI Process Controller finAPI WebForm
Goals	Determine loans and credits of a customer Find out what other liabilities a customer has
Preconditions	User has opened the Bank's online loan application
Flow	Bank’s loan application asks customer to import all accounts Open finAPI Process Controller and get process token and user Call finAPI WebForm v2 to let the user import the accounts wait until user has finished Call finAPI Data Intelligence Synchronize accounts endpoint and wait for callback Callback should create a Case and a Contract Detection Report with the given Data Sources Get the result of the Contract Detection Report Look into the result to get all detected contracts and aggregations

UC-02: Validation of the customer's contracts specified in the loan application

Actors	Bank User
Systems	Bank’s loan application finAPI Data Intelligence finAPI Process Controller finAPI WebForm
Goals	Determine loans and credits of a customer Find out if the customer has specified all contracts
Preconditions	User has opened the Bank's online loan application
Flow	Bank’s loan application asks customer to import all accounts Open finAPI Process Controller and get process token and user Call finAPI WebForm v2 to let the user import the accounts wait until user has finished Call finAPI Data Intelligence Synchronize accounts endpoint and wait for callback Callback should create a Case and a Contract Detection Report with the given Data Sources Get the result of the Contract Detection Report Look into the result to get all detected contracts and aggregations

UC-03: In the course of a loan application, the bank wants to check what safeguards the customer has

Actors	Bank User
Systems	Bank’s loan application finAPI Data Intelligence finAPI Process Controller finAPI WebForm
Goals	Determine existing insurances Analysis of whether the loan is well secured (for example, with term life insurance for the main earner or homeowners insurance for the financed property) Minimization the risk of default
Preconditions	User has opened the Bank's online loan application
Flow	Bank’s loan application asks customer to import all accounts Open finAPI Process Controller and get process token and user Call finAPI WebForm v2 to let the user import the accounts wait until user has finished Call finAPI Data Intelligence Synchronize accounts endpoint and wait for callback Callback should create a Case and a Contract Detection Report with the given Data Sources Get the result of the Contract Detection Report Look into the result to get all detected contracts and aggregations

Energy Suppliers

UC-04: Create counter offer for energy supply

Actors	Energy Supplier User
Systems	Energy Supplier’s application finAPI Data Intelligence finAPI Process Controller finAPI WebForm
Goals	Determine contracts regarding energy supply Find out if the customer is paying too much Submission of a counter offer
Preconditions	User has opened the Energy Supplier’s online application
Flow	Energy Supplier’s application asks customer to import all accounts Open finAPI Process Controller and get process token and user Call finAPI WebForm v2 to let the user import the accounts wait until user has finished Call finAPI Data Intelligence Synchronize accounts endpoint and wait for callback Callback should create a Case and a Contract Detection Report with the given Data Sources Get the result of the Contract Detection Report Look into the result to get all detected contracts and aggregations

Telecommunication Companies

UC-04: Create counter offer for telecommunication supply

Actors	Telecommunication company User
Systems	Telecommunication companies application finAPI Data Intelligence finAPI Process Controller finAPI WebForm
Goals	Determine contracts regarding telecommunication Find out if the customer is paying too much Submission of a counter offer
Preconditions	User has opened the Telecommunication companies online application
Flow	Telecommunication companies application asks customer to import all accounts Open finAPI Process Controller and get process token and user Call finAPI WebForm v2 to let the user import the accounts wait until user has finished Call finAPI Data Intelligence Synchronize accounts endpoint and wait for callback Callback should create a Case and a Contract Detection Report with the given Data Sources Get the result of the Contract Detection Report Look into the result to get all detected contracts and aggregations

Insurances

UC-05: Optimize insurance portfolio

Actors	Insurance User
Systems	Insurance’s application finAPI Data Intelligence finAPI Process Controller finAPI WebForm
Goals	Determine contracts regarding insurances Find out if the customer is paying too much Optimize the customer’s insurance portfolio
Preconditions	User has opened the insurances's online application
Flow	Insurances’s application asks customer to import all accounts Open finAPI Process Controller and get process token and user Call finAPI WebForm v2 to let the user import the accounts wait until user has finished Call finAPI Data Intelligence Synchronize accounts endpoint and wait for callback Callback should create a Case and a Contract Detection Report with the given Data Sources Get the result of the Contract Detection Report Look into the result to get all detected contracts and aggregations