Cross Country Transfers Use Cases

Introduction

The Cross-Country Report provides an overview of a customer's transactions that have taken place between two countries.

Information you can get from this report:

With which countries does the customer/company have frequent financial relations?
Between which countries is the most frequent payment exchange?
Between which countries are most amounts transferred?
It can also be deduced from this whether there is a dependency on another country and thus, if applicable, a risk.

The following use cases are examples to make them more “plastic”.

Banks

UC-01: Risk validation

Actors	Bank User
Systems	Bank application finAPI Data Intelligence finAPI Process Controller finAPI WebForm
Goals	Identify transactions in foreign countries Understand the origin and purpose of the money Check legal requirements
Preconditions	User has opened the bank's application
Flow	Bank’s loan application asks customer to import all accounts Open finAPI Process Controller and get process token and user Call finAPI WebForm v2 to let the user import the accounts wait until the user has finished Call finAPI Data Intelligence Synchronize accounts endpoint and wait for callback Callback should create a Cross-Country Report with the given Data Sources Get the result of the Cross-Country Report Look at the result to see if there are too many dependencies to risky countries.

Companies

UC-01: International dependencies and risk validation

Actors	Bank User
Systems	Media company’s application finAPI Data Intelligence finAPI Process Controller finAPI WebForm
Goals	Learn what amounts of money flow back and forth between different countries Better understanding of demand and consumer behaviour in different markets. Adapting this knowledge to adapt the offer in different countries
Preconditions	User has opened the bank's application
Flow	Customer credibility verification application prompts vendors to import accounts Open finAPI Process Controller and get process token and user Call finAPI WebForm v2 to let the user import the accounts wait until the user has finished Call finAPI Data Intelligence Synchronize accounts endpoint and wait for callback Callback should create a Cross-Country Report with the given Data Sources Get the result of the Cross-Country Report Look at the result to see if there are too many dependencies to risky countries.