What is DAC (Digital Account Check)?
DAC is a digital analysis tool that helps banks, financial institutions, leasing companies, FinTechs, and businesses in the credit decision process. It provides a structured evaluation of account transactions, income, expenses, and risks – summarized in a clear report.
Which DAC versions are available?
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DAC4Loan B2C: Assessment of private customers’ financial situation.
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DAC4Loan B2B: Assessment of business customers’ financial situation.
In which formats are the results available?
Reports are available in JSON format (for system integration) and as a PDF document (for a clear and structured presentation).
What does DAC provide?
DAC generates a compact report on an individual customer’s financial situation. It includes:
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Account and customer details (IBAN, BIC, bank, account holder, account type)
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Account balances and reporting period overview
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Income and expense analysis
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Income vs. spending comparison (graphical)
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Risk overview (e.g., chargebacks, debt collection, seizures, gambling)
DAC Widget:
What is DAC Widget?
DAC Widgets is an intuitive UI components that allow seamless integration of DAC4Loan into your platform – without complex development
How does widget integration work?
Integration is flexible and straightforward:
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By sending a link (e.g., in an email)
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Or by embedding a code snippet directly into your platform
The technical setup is identical to the KreditCheck Widget.