FAQs KreditCheck B2B

KreditCheck B2B is a solution that enables financial institutions to evaluate the creditworthiness of business clients quickly and reliably. By analyzing one or multiple company accounts, banks receive a detailed report that can serve as the basis for loan approvals or other financial decisions.

Traditional credit checks for business clients are often manual, time-consuming, and resource-intensive. KreditCheck B2B automates large parts of this process by:

• Providing a structured creditworthiness analysis

• Reducing manual workload for employees

• Speeding up the overall credit decision process

• Increasing reliability and transparency for both bank and client

• A recommendation based on account analysis

• PDF reports with detailed documentation

• Insights into operating revenue, personnel costs, and potential risk factors

• Rule-based evaluations that can be customized per institution

• KreditCheck B2B includes a standard rule set for creditworthiness analysis.

• These rules can be adjusted and extended to meet the specific requirements of a financial institution.

• Both standard rules and individual bank-specific rules are considered in the assessment.

• Access to the KreditCheck B2B API (see finAPI Solutions API Documentation)

• The KreditCheck B2B is also available as a widget. Using the widget requires no API integration. Click here to explore our public widget documentation.

• Efficiency: Faster and more reliable credit decision processes.

• Scalability: Automated checks reduce manual workload.

• Flexibility: Rule engine can be tailored to bank-specific policies.

• Compliance & transparency: Provides documented and auditable reports.

• Customer trust: End-users experience a faster, smoother credit application process.

• The API provides the results and PDF reports directly.

• No complex IT setup is required, making it easy to implement in both back-office and advisor workflows.