Income Use Cases

Introduction

Income Report provides an overview of income-related data.

Information you can get from the Income Report:

How much income does the customer have?
Which kind of income does the customer have?

The following use cases are examples to make them more “plastic”.

Banks

UC-01: Bank wants to determine the user's income for a loan application

Actors	Bank User
Systems	Bank’s loan application finAPI Data Intelligence finAPI Process Controller finAPI WebForm
Goals	Determine income of a user
Preconditions	User has opened the Bank's online loan application
Flow	Bank’s loan application asks customer to import all accounts Open finAPI Process Controller and get process token and user Call finAPI WebForm v2 to let the user import the accounts wait until user has finished Call finAPI Data Intelligence Synchronize accounts endpoint and wait for callback Callback should create a Case and an Income Report with the given Data Sources Get the result of the Income Report Look into the result to get all income related transactions and aggregations

Financial services providers in general

UC-02: Offers for tailor-made investment and insurance products.

Actors	Bank User
Systems	Bank’s loan application finAPI Data Intelligence finAPI Process Controller finAPI WebForm
Goals	Determine the users sources of income Offer fitting insurances (e.g. Income from rental an leasing → houseowners insurance, liability insurance, legal costs insurance) Offer suitable financial asset products.
Preconditions	User has opened the Bank's online loan application
Flow	Bank’s loan application asks customer to import all accounts Open finAPI Process Controller and get process token and user Call finAPI WebForm v2 to let the user import the accounts wait until user has finished Call finAPI Data Intelligence Synchronize accounts endpoint and wait for callback Callback should create a Case and an Income Report with the given Data Sources Get the result of the Income Report Look into the result to get all income related transactions and aggregations

Real Estate Agents

UC-03: Real estate agents wants to determine the income for rental application.

Actors	Bank User
Systems	Bank’s loan application finAPI Data Intelligence finAPI Process Controller finAPI WebForm
Goals	Determine income of a user for rental application
Preconditions	User has opened the Bank's online loan application
Flow	Bank’s loan application asks customer to import all accounts Open finAPI Process Controller and get process token and user Call finAPI WebForm v2 to let the user import the accounts wait until user has finished Call finAPI Data Intelligence Synchronize accounts endpoint and wait for callback Callback should create a Case and an Income Report with the given Data Sources Get the result of the Income Report Look into the result to get all income related transactions and aggregations