Introduction to Top List Check

The background to this endpoint is that banks or companies want to understand what the main relationships are between their customers and other companies or suppliers.
This can contribute to risk analysis (dependencies, obligations, large amount transactions...) or a better understanding of the input and output relationships.

This report is appropriate for both B2B and B2C use cases.

What it solves

The service performs a top x transactions check based on the stored in the data source data, from the following perspectives:

• Top transactions at which counterparty the most amounts are paid

• What are the highest transactions

• With which counterparty are most transactions exchanged

There is a list of predefined top x transactions checks that can be used:

• TOP_COUNTERPARTY_SUM - Grouping and sum by IBAN to figure out who has the most revenue

• TOP_TRANSACTIONS_AMOUNT - Top n transactions, sorted by amount

• TOP_TRANSACTION_COUNT - Group by IBAN, sum count of transactions (how has the highest frequency of transactions)

Used data fields

No Case is required for checks. Only one data source must have been synchronized successfully.

All transactions of the customer are used for this purpose. To detect this, it uses data like IBAN, counterpart name, amount, purpose, and so on.

Result

This gives you a quick overview of the transactions used in the report through aggregated values that can serve as a summary.

A full API schema can be seen here: finAPI API Documentation