KreditCheck B2C with Loan Validator Use Cases

Introduction

The KreditCheck B2C Loan Validator provides an overview of the customer's financial situation, including income, cost of living, possible risks, and much more.

Information you can get from this report:

What expenses does the customer have?
How much income does the customer have?
What are the risks in relation to the customer?

The following use cases are examples to make them more “plastic”.

Banks

UC-01: Checking the creditworthiness and default risk of the customer

Actors	Bank User
Systems	Bank’s loan application finAPI Data Intelligence finAPI Process Controller finAPI WebForm
Goals	Minimization of the credit default risk Verification of the true creditworthiness of the customer Analysis of the given account
Preconditions	User has opened the Bank's online loan application
Flow	Import account data with finAPI WebForm or finAPI OpenBanking Access Synchronize the account data to Data Intelligence for starting analysis Execute a Check to get the result immediately