Maximum Available Funds Use Cases

Introduction

Maximum Available Funds (MaF) Report provides an overview of balances and their min and max data.

Information you can get from the Maximum Available Funds Report:

When is the salary received?
When is the most money available?
How much is the overdraft limit?

The following use cases are examples to make them more “plastic”.

Banks

UC-01: Determine the user's balances and average situation for a loan application

Actors	Bank User
Systems	Bank’s loan application finAPI Data Intelligence finAPI Process Controller finAPI WebForm
Goals	Determine minimum and maximum balance of a user
Preconditions	User has opened the Bank's online loan application
Flow	Bank’s loan application asks customer to import all accounts Open finAPI Process Controller and get process token and user Call finAPI WebForm v2 to let the user import the accounts wait until the user has finished Call finAPI Data Intelligence Synchronize accounts endpoint and wait for callback Callback should create a Case and a Maximum Available Funds Report with the given Data Sources Get the result of the Maximum Available Funds Report Look into the result to figure out, if the balance was at some point too low and if there was always enough money available

Collection Company

UC-02: Investigating when the client has the most money available in order to set up a repayment plan.

Systems	Collection company’s application finAPI Data Intelligence finAPI Process Controller finAPI WebForm
Goals	Determine maximum balance of a user Set up a fitting repayment plan
Preconditions	User has opened the Collection company’s application
Flow	Collection company’s application asks customer to import all accounts Open finAPI Process Controller and get process token and user Call finAPI WebForm v2 to let the user import the accounts wait until the user has finished Call finAPI Data Intelligence Synchronize accounts endpoint and wait for callback Callback should create a Case and a Maximum Available Funds Report with the given Data Sources Get the result of the Maximum Available Funds Report Look into the result to figure out, if the balance was at some point too low and if there was always enough money available