Spending Use Cases

Introduction

Spending Report provides an overview of your customers' regular and irregular expenses.

Information you can get from the Income Report:

What does he spend his money on and how often?
Which products do they prefer?
Which brands do they prefer?

The following use cases are examples to make them more “plastic”.

Bank

UC-01: Determine the user's spending for a loan application

Actors	Seizure User
Systems	Bank’s loan application finAPI Data Intelligence finAPI Process Controller finAPI WebForm
Goals	Determine spending of a user
Preconditions	User has opened the Bank's online loan application
Flow	Bank’s loan application asks customer to import all accounts Open finAPI Process Controller and get process token and user Call finAPI WebForm v2 to let the user import the accounts wait until user has finished Call finAPI Data Intelligence Synchronize accounts endpoint and wait for callback Callback should create a Case and an Spending Report with the given Data Sources Get the result of the Spending Report Look into the result to get all spending related transactions and aggregations

UC-02: Offering customized financial products.

Actors	Bank User
Systems	Bank’s loan application finAPI Data Intelligence finAPI Process Controller finAPI WebForm
Goals	Offer fitting financial products for the customer
Preconditions	User has opened the Bank's online loan application
Flow	Bank’s loan application asks customer to import all accounts Open finAPI Process Controller and get process token and user Call finAPI WebForm v2 to let the user import the accounts wait until user has finished Call finAPI Data Intelligence Synchronize accounts endpoint and wait for callback Callback should create a Case and an Spending Report with the given Data Sources Get the result of the Spending Report Look into the result to get all spending related transactions and aggregations

Retail companies

UC-03: Customized advertising

Actors	Retail Company User
Systems	Retail company’s application finAPI Data Intelligence finAPI Process Controller finAPI WebForm
Goals	Determine spending of a user Offer customized advertising
Preconditions	User has opened the Retail company’s application
Flow	Retail company’s application asks customer to import all accounts Open finAPI Process Controller and get process token and user Call finAPI WebForm v2 to let the user import the accounts wait until user has finished Call finAPI Data Intelligence Synchronize accounts endpoint and wait for callback Callback should create a Case and an Spending Report with the given Data Sources Get the result of the Spending Report Look into the result to get all spending related transactions and aggregations

Digital financial assistance

UC-04: Present the client's expenses in a structured way

Actors	Bank User
Systems	Bank’s loan application finAPI Data Intelligence finAPI Process Controller finAPI WebForm
Goals	Determine spending of a user Structure the spending and give an overview Help the customers to optimize their spending
Preconditions	User has opened the Bank's online loan application
Flow	Bank’s loan application asks customer to import all accounts Open finAPI Process Controller and get process token and user Call finAPI WebForm v2 to let the user import the accounts wait until user has finished Call finAPI Data Intelligence Synchronize accounts endpoint and wait for callback Callback should create a Case and an Spending Report with the given Data Sources Get the result of the Spending Report Look into the result to get all spending related transactions and aggregations