Accounts

Manage user settings

At the top of the Account Overview, you can view and update the User Settings:

• Name

• Username

• Password

Manage SCA Methods

The overview also displays the user’s Strong Customer Authentication (SCA) methods, where you can:

• Edit existing methods: Update the name, type, TAN, or authentication approach.

• Delete methods: Remove outdated or unused SCA methods.

• Add new methods: Create new SCA methods to enhance account security.

When you click “Edit,” a new window will appear. In this window, you can configure the available SCA (Strong Customer Authentication) methods.

The following options are available:

• Method Type: You can select the desired type of authentication method.

  • CHIP_OTP: A device (e.g., a card reader) generates a TAN by inserting a chip card (such as a bank card). The TAN is created based on the chip’s data.

  • PHOTO_OTP: A QR code or color matrix is displayed, for example, on a screen. The user scans it with a specialized device or app, which then generates a TAN.

  • PUSH_OTP: The user receives a push notification on their smartphone. Authentication is completed by confirming the message in an app.

  • REDIRECT_OTP: The user is redirected to another (often trusted) website or app for authentication. A TAN may be generated or requested there.

  • SMS_OTP: A one-time TAN is sent via SMS to the registered mobile phone.

  • SMTP_OTP: A one-time TAN is sent via email (using the SMTP protocol) to the user.

• TAN Type: Choose between:

  • Fixed TAN (a predefined code)

  • Generated TAN (a dynamically generated code)

• Method Name: Assign a custom name to the SCA method to help identify it more easily later.

Account Overview

In the lower section, you’ll find a complete list of accounts linked to the user. Each account displays the following details:

• Account Name

• Owner Name

• Account Status

• Account Type (e.g., Current Account, Credit Card Account)

• Account Currency

• Transaction Count

• Date of Last Transaction

Create new account

When you create a new account, you have to provide the following information

• Account name

• Account owner name

• Usage of the account (Private or Organisation)

• Status (Enabled / Disabled)

• Account Type (Current Account, Card Account, Cash Payment Account, Loan Account, Overnight Deposit Account, Other Account, Salary Account, Savings Account, Transacting Account)

• Currency

• Country

• Start Balance

Assign existing account

If you click on “Assign existing account”, you have the option of assigning an existing account of another user to the user in question.