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Terms and Definitions

Term

Definition

NCA

National Competent Authority - the supervisory authority that regulates financial services in a country (e.g. BaFin in Germany and FMA in Austria)

OTSP

Qualified Trust Service Provider: An entity allowed to issue qualified digital certificates which can be used to create qualified electronic signatures

PSU

Payment Service User

ASPSP

Account Servicing Payment Service Provider

AIS

Account Information Service. Provides access to accounts, account details, balances and transactions

AISP

Account Information Service Provider. Is a party, which has the right to collect data from PS's bank accounts and display aggregated information to
PSU

PIS

Payment Initiation Service. Allows to send payment orders and obtain payment status

PISP

Payment Initiation Service Provider. Is a party which has the right to initiate a transaction on behalf of PSU.

PISP

Payment Instrument Issuing Service Provider, is a party which issues something you can pay with. This something may be a credit card

SCA

Strong customer authentication

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