Terms and Definitions
Term | Definition |
---|---|
NCA | National Competent Authority - the supervisory authority that regulates financial services in a country (e.g. BaFin in Germany and FMA in Austria) |
OTSP | Qualified Trust Service Provider: An entity allowed to issue qualified digital certificates which can be used to create qualified electronic signatures |
PSU | Payment Service User |
ASPSP | Account Servicing Payment Service Provider |
AIS | Account Information Service. Provides access to accounts, account details, balances and transactions |
AISP | Account Information Service Provider. Is a party, which has the right to collect data from PS's bank accounts and display aggregated information to |
PIS | Payment Initiation Service. Allows to send payment orders and obtain payment status |
PISP | Payment Initiation Service Provider. Is a party which has the right to initiate a transaction on behalf of PSU. |
PISP | Payment Instrument Issuing Service Provider, is a party which issues something you can pay with. This something may be a credit card |
SCA | Strong customer authentication |