GiroIdent Plus

What it solves

To set up more robust identification processes, it is helpful to check a person's name, address and date of birth. The simultaneous use of bank account data and Schufa data helps to verify the authenticity of the information provided. This can significantly reduce the risk of identity theft, fraud or impersonation.

How it works

Initiate a new GiroIdent Plus check

Validates the user identity based on the provided user details by performing the following steps

1. First user details are provided. Optionally IBAN, BLZ.

2. A user performs bank login, after being redirected by the client application to the URL provided by GiroIdent. GiroIdent retrieves bank account details.

3. Using an advanced SCHUFA algorithm, GiroIdent calculates the similarity between the name provided and bank account information.

4. The SCHUFA Identity Check (Basic variant) validates the provided user details.

GiroIdent Plus check-result

For the given check (-id), status for the check process, and results for the user name and identity validation is provided.