Initiate a Predefined Standalone Standing Order- with Web Form

Pre-requisites

• Client Token with the scope predefinedpayment:manager as scope.

Step 1 - Initiate standing order

To initiate a SEPA Standing Order through a payment link or QR Code use the Create a standing order request endpoint.

POST /payment/createStandingOrder

To create a predefined standing order you also need to provide your Client ID and Secret from your default client in the API.

If the IBAN and name of the sender account are already known, we recommend including them in the standing order initiation payload to avoid the possibility that several SCAs will be required.

If the IBAN or name of the sender account is not known, it is still possible to initiate a standing order without the sender info and the end user will have to select the Bank or IBAN on the Web Form (see the next step) and potentially provide their name manually.

There are some payment data validations that we recommend being implemented to avoid bank payment rejections. Please refer to Payment Data Validation.

Step 2 - The user has to log in at the bank and authorize the standing order

As a result of Step 1, a link and base64 code are generated. Activating either will trigger the generation of the corresponding web form. You can find the URL of the web form in the response:

"link": "https://di-predefined-payment-finapi-general-staging.finapi.io:443/api/v1",
"qrCode": "iVBORw0KGgoAAAANSUhEUgAAAPUAAAD1CAAAAACt2uy5AAAQuElEQVR4XtWPwZIlOXLE9v9"

The web form has to be presented to the user. If the sender’s IBAN was not provided in Step 1, the user will have to either enter the IBAN into the web form or search for a bank first. Once the sender account is selected, the user will proceed to the standing order authorization.

Step 3 - Check the status of the web form

To retrieve the status of the web form, you can either call the Get a web form service or a callback can be sent of completion to a callback URL provided in the standing order initiation payload during Step 1.

Note the standingOrderId returned in the response (in the payload object) to get the status of the standing order initiation in the next step.

More details are available here: Web Form 2.0 Basics | Want-to-know-web-form-status?

Step 4 - Check the status of the standing order initiation

To retrieve the status of the standing order initiation, get the standingOrderId from Step 3 and execute Get Standing Orders:

GET /standingOrders?ids=$standingOrderId

For more details, please refer to How to get the payment initiation status.