Signed Income Verification PDF Use Cases

Introduction

The Signed Income Verification PDF offers a clear and reliable overview of a customer’s income within a selected period.

From this document, you can quickly identify:

What is the total income?
What types of income does the customer have?
How regular is the income?
Are there any fluctuations in the income?

The following use cases are examples to make them more “plastic”.

Banks

UC-01: Proof of income for loan applications

Actors	Bank User
Systems	Bank application finAPI Data Intelligence finAPI Process Controller finAPI WebForm
Goals	Get all important income transactions of this account Obtain verification of the authenticity of the income Check legal requirements
Preconditions	User has opened the bank's application
Flow	Bank’s loan application asks customer to import all accounts Open finAPI Process Controller and get process token and user Call finAPI WebForm v2 to let the user import the accounts wait until the user has finished Call finAPI Data Intelligence Synchronize accounts endpoint and wait for callback Callback should create a Cross-Country Report with the given Data Sources Get the result of the Cross-Country Report Look at the result to see if there are too many dependencies to risky countries.

Companies

UC-01: Proof of income when purchasing goods and services

Actors	Company User
Systems	Bank application finAPI Data Intelligence finAPI Process Controller finAPI WebForm
Goals	Get all important income transactions of this account Obtain verification of the authenticity of the bank statement Check legal requirements
Preconditions	User has opened the bank's application
Flow	Company’s application asks customer to import all accounts Open finAPI Process Controller and get process token and user Call finAPI WebForm v2 to let the user import the accounts wait until the user has finished Call finAPI Data Intelligence Synchronize accounts endpoint and wait for callback Callback should create a Cross-Country Report with the given Data Sources Get the result of the Cross-Country Report Look at the result to see if there are too many dependencies to risky countries.